Friday, May 13, 2022 / by Bell Home Team
Most people want a beautiful home. However, the process of making your home beautiful can often feel overwhelming and intimidating. If you don’t have the budget to hire a team to redecorate and renovate your whole house, you’re going to have to get comfortable trying some DIY.
But don’t let that worry you. With some thrifty tricks, elbow grease, a little design research, the help of an interior design app, and a passion to make your home feel more nested and reflective of you, anyone can create and implement their own home decor. Here are some tips to get you started.
First Things First: Stay Safe
The most important thing to remember when planning and completing a DIY project is to stay safe. A safety-first mindset is the most important part of any DIY project. If you aren’t experienced with DIY, you can be more prone to mistakes, so use these tips to stay safe.
There are a few major do’s and don'ts for clothing while doing DIY prs ...
Tuesday, May 3, 2022 / by Bell Home Team
Even with the outside world opening back up, many of us have found new comfort in staying at home. Backyard dinner parties, fire-pit nights, drinks on the deck—you name it, there are so many summertime favorites that really don’t require going anywhere, especially if you have a great outdoor space.
And if you don’t? Well, we’re here to help with that.
To get a little inspiration for making your backyard into an oasis you actually won’t want to leave this summer, we consulted with the pros at design retailer Living Spaces. They gave us the scoop on the most searched outdoor decor and design ideas of the season, and we’re here to share a few of our favorites.
Here are five absolute must-haves in your outdoor space this summer, and all the details on where to get them.
1. Outdoor trend: indoor-outdoor spaces
One of the best ways to make your outdoor spaces feel irresistibly cozy this season is by making them feel like they&rsqm ...
Monday, May 2, 2022 / by Bell Home Team
Small spaces have the potential to be cozy and charming, but if you’re not careful, they can turn into a total bummer. Over time, your collection of household items can start to resemble mountains of clutter—and before you know it, cramming it all into one tiny space can make your home feel downright uncomfortable.
Of course, curbing the clutter in your pad is just one of the ways to be proactive in making your home look and feel bigger. In fact, experts are seeing homeowners and renters prioritizing this now more than ever.
“People are more dedicated and interested in ensuring that every space in a home is functional,” says Eilyn Jimenez, founder and creative director of Sire Design. “I am seeing a more ‘quality over quantity’ attitude with homeowners when it comes to their spaces.”
Don’t let your walls close in on you! Whether you’re decorating your living room or bedroom, make sure to avoid these common mistakes tham ...
Tuesday, April 26, 2022 / by Bell Home Team
Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explains:
“The lender will check out your personal finances and issue you a letter confirming the amount you’re eligible to borrow. This not only gives you a firm budget for house hunting, but also lets sellers know you’re qualified to make an offer.”
Why does that matter so much today? There are many more buyers looking for homes today than there are homes available for sale, and that’s creating some serious competition. According to the National Association of Realtors (NAR), the average home is getting 4.8 offers per sale. As a result, bidding wars are still common.
Your pre-approval gives you a leg up in these situations. That’s because you know exactls ...
Tuesday, April 12, 2022 / by Bell Home Team
The financial sting of soaring home prices—up 32.6% over the past two years—was lessened, to a degree, by historically low mortgage rates during the pandemic. Even as prices soared, many buyers’ monthly payments remained reasonable. Those days are behind us: Now that rates have returned to pre-pandemic levels, new homebuyers are starting to feel the full weight of record prices.
In December 2021 the average 30-year fixed mortgage rate sat at 3.11%. A borrower who took out a $500,000 mortgage at that 3.11% rate would have seen a monthly principal and interest payment of $2,137. Now that the average rate is up to 4.72%, a new loan at that size would equal a $2,599 monthly payment. Over the course of 30 years, that's an additional $166,106.
This swift jump in mortgage rates puts homebuyers in the worst position since 2007. At least, that’s according to one metric produced by Black Knight, a mortgage technology and data provider.
At current mortgage rate levels, m ...